ASSESSMENT 01
Financial Planning / Insurance
Universal Life Insurance (2026)
Disability Insurance Products and Principles discusses the principal disability products: disability income, income replacement, business overhead expense and disability buyout. It examines disability…
3 creditsRecommended continuing education
QAS Self-StudyLearn on your schedule
13 chaptersA structured learning path
6 exams listedReview assessment options below
01 THE BIG PICTURE
A closer look
at this course.
Universal Life Insurance examines the key features of the universal life insurance product, including its flexible premiums, adjustable coverage, expense and mortality charges and death benefit options.
02 LEARNING WITH PURPOSE
What you’ll
take away.
8 learning objectivesUpon completion of the course, the student should be able to:
Describe the flexibility of universal life insurance premiums and the adjustability of its death benefit;
Compare and contrast universal life death benefit Option A and Option B;
Explain universal life expense and mortality charges;
Recognize the role of universal life guaranteed, current and assumed interest rates;
Calculate universal life coverage, net amount at risk, cash value and mortality charges;
Discuss universal life transactions, premiums, surrenders, loans and withdrawals;
Describe how VUL cash values are determined; and
Explain universal life taxation.
03 YOUR LEARNING PATH
One chapter
at a time.
01Chapter 1 - Universal Life Insurance
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Open lesson in student portal02TOPIC The Universal Life Insurance Product
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Open lesson in student portal03TOPIC Chapter 1 Summary - Universal Life Insurance
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Open lesson in student portal04Chapter 2 - Universal Life Insurance
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Open lesson in student portal05TOPIC The Operation of Universal Life Insurance
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Open lesson in student portal06TOPIC Chapter 2 Summary - Universal Life Insurance
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Open lesson in student portal07Chapter 3 - Universal Life Insurance
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Open lesson in student portal08TOPIC Cash Value Access
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Open lesson in student portal09TOPIC Chapter 3 Summary - Universal Life Insurance
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Open lesson in student portal10Chapter 4 - Universal Life Insurance
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Open lesson in student portal11TOPIC Variable & Indexed Universal Life
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Open lesson in student portal12TOPIC Chapter 4 Summary - Universal Life Insurance
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Open lesson in student portal13Glossary - Universal Life Insurance
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Open lesson in student portal04 YOUR STUDY RESOURCES
Everything in
its right place.
Course materials and resource information, together in one place.
Course study materialsStudy resources may be included inside the enrolled course lessons.
Open course study area Materials, license & usage information
Copyright 2026 by Winn Publications ALL RIGHTS RESERVED. NO PART OF THIS COURSE MAY BE REPRODUCED IN ANY FORM OR BY ANY MEANS WITHOUT THE WRITTEN PERMISSION OF THE COPYRIGHT HOLDER. All materials relating to this course are copyrighted by Winn Publications. Purchase of a course includes a license for one person to use the course materials. Absent specific written permission from the copyright holder, it is not permissible to distribute files containing course materials or printed versions of course materials to individuals who have not purchased the course. It is also not permissible to make the course materials available to others over a computer network, Intranet, Internet, or any other storage, transmittal, or retrieval system. This document is designed to provide general information and is not a substitute for professional advice in specific situations. It is not intended to be, and should not be construed as, legal or accounting advice which should be provided only by professional advisers. No advance preparation needed Program Level - Basic Program prerequisites - None Delivery method - QAS self-study Recommended CPE credits - 3 Recommended field of study - Insurance/Financial Planning
05 PUT YOUR KNOWLEDGE TO WORK
Your course
assessments.
Review the exams listed for this course. Take your assessments in the student portal. Follow this course’s exam completion requirements.
ASSESSMENT 02
Chapter 2 Review - Universal Life Insurance
MyCECentral enrollment requiredView exam detailsASSESSMENT 03
Chapter 3 Review - Universal Life Insurance
MyCECentral enrollment requiredView exam detailsASSESSMENT 04
Chapter 4 Review - Universal Life Insurance
MyCECentral enrollment requiredView exam detailsASSESSMENT 05
Final Exam - Universal Life Insurance (version A)
MyCECentral enrollment requiredView exam detailsASSESSMENT 06
Final Exam - Universal Life Insurance (version B)
MyCECentral enrollment requiredView exam details06 BEFORE YOU BEGIN
The details
that matter.
- Program level
- Basic
- Program prerequisites
- None
- Delivery method
- QAS Self-Study
- Recommended CPE credits
- 3
- Recommended field of study
- Insurance/Financial Planning/Ethics
- Education type
- insurance_ce
- State
- CA
- Insurance CE credits
- 1.00
- Eligible states
- AZ, UT, TX, PA, MD, MA, GA, DE, DC, CT, CA, VA
Requirements & course notices
No advance preparation needed
Confirm that this course meets your individual professional and licensing requirements before enrolling. Review the course information and contact our team if you need guidance.
Keep your curiosity going
Your next
possibility.
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