The term long-term care brings to the mind of many people images of elderly sick people taken from productive society and warehoused in nursing homes as they wait to die. While some long-term care is likely to involve such institutionalization, long-term care is much broader than this unpleasant picture. California 8-Hour Long Term Care Training provides a far more complete picture of long-term care and will consider—among other important issues—the settings in which it is provided, its costs and who pays them, as well as the likelihood that any individual will need long-term care.
Learning Objectives
Upon completion of this course, the student should be able to:
- Explain the various types of long term care and the settings in which they may be delivered;
- Discuss the risk of requiring long term care services;
- Describe the average costs involved in obtaining long term care in nursing homes, assisted living facilities, and in the care recipient’s home;
- Identify the principal long term care cost payers;
- Discuss the impact of federal legislation on long term care;
- Identify the California statutory policy provisions, requirements and terminology;
- Describe the criteria that must be met before benefits are payable under Medicare and Medicaid for long term care services;
- Explain the benefits and requirements of the California partnership for long term care;
- Discuss the income tax treatment of tax-qualified long term care policy premiums and benefits; and
- Perform an appropriate long term care insurance suitability analysis.
Disclaimer
The California Department of Insurance is released of responsibility for approved course material that may have a copyright infringement. In addition, no course approved for either prelicensing or continuing education hours or any designation resulting from completion of such courses should be construed to be endorsed by the Commissioner.
No advance preparation needed
Program Level – Basic
Program prerequisites – None
Delivery method – QAS self-study
Recommended CPE credits – 8
Recommended field of study – Insurance/Financial Planning
Copyright 2024 by Winn Publications ALL RIGHTS RESERVED. NO PART OF THIS COURSE MAY BE REPRODUCED IN ANY FORM OR BY ANY MEANS WITHOUT THE WRITTEN PERMISSION OF THE COPYRIGHT HOLDER. All materials relating to this course are copyrighted by Winn Publications. Purchase of a course includes a license for one person to use the course materials. Absent specific written permission from the copyright holder, it is not permissible to distribute files containing course materials or printed versions of course materials to individuals who have not purchased the course. It is also not permissible to make the course materials available to others over a computer network, Intranet, Internet, or any other storage, transmittal, or retrieval system. This document is designed to provide general information and is not a substitute for professional advice in specific situations. It is not intended to be, and should not be construed as, legal or accounting advice which should be provided only by professional advisers. No advance preparation needed Program Level - Basic Program prerequisites - None Delivery method - QAS self-study Recommended CPE credits - 8 Recommended field of study - Insurance/Financial Planning
